Contact us

623-463-9000

Send us an email!

Contact details:

Message:

Your message has been sent successfully. Close this notice.

Car Insurance Quote

Contact details:

Your Quote Form has been sent successfully. Close this notice.

Home Insurance Quote

Contact details:

Your Quote Form has been sent successfully. Close this notice.

More Personal Insurance Quote

Your Quote Form has been sent successfully. Close this notice.

Business Insurance Quote

Contact details:

Your Quote Form has been sent successfully. Close this notice.
3 weeks ago · by · 0 comments

Tip for Insuring Off-Roading Vehicles

Off-Roading Vehicle Insurance in Arizona

Tip for Insuring Off-Roading Vehicles

Whether you have a 4-wheeler, ATV, dirt bike, dune buggy or golf cart here are some tips for insuring your off-road vehicles.

Purchase separate off-road vehicle insurance coverage

You will need to purchase your off-road vehicle separate coverage from your auto or homeowners insurance. Once you take our off-road vehicle off of your property, you are no longer covered under your homeowner’s policy. That is why you are much better off purchasing a separate policy that will cover you on and off your property. Our team will go over all the insurance options we have and ensure that you receive the best coverage at the best rate.

Protect extras

If you personalize your off-road vehicle, make sure to let your insurance agent know. Oftentimes policies automatically include a limited amount of coverage for custom equipment. Depending on the custom equipment you put on your vehicle you may need to purchase additional coverage.

Take a safety course

Taking a safety course will teach you how to ride your vehicle and unload it from your truck or trailer properly without any harm to it. An added bonus is many insurance companies will offer you a discount for having completed a safety course.

Insure all of your off-road vehicles together

If you have more than one off-road vehicle you should insure them all on the same insurance policy when possible. This will help bring down the cost.

Stay on the road

If you like to haul your off-road vehicle on a trailer to different spots then make sure that your insurance policy includes reimbursement for lodging, transportation and meals should you become stranded due to a breakdown or accident. Our agents will go over all of this when you contact us.

A few additional things to consider is for off-road vehicles collision coverage is a must. It will pay out for any damage to your off-road vehicle, whether you collide with another vehicle or something like a tree or fence. Bodily inquiry and property damage liability components cover you against costs you will have to pay to other people if you or off-road vehicles are responsible for the damage. As well as, comprehensive coverage will protect you for the costs associated with the loss or damage of your vehicle if it’s stolen or damaged by weather or a natural disaster.

To learn more insurance for an off-road vehicle like an ATV, 4-wheeler, dirt bike, dune buggies, golf carts, off-road motorcycles or any other off-road vehicle, please contact us. We will help make sure to get you the coverage you need specialized to you.

Comments

Not found any comments yet.

Leave a reply

Your email address will not be published, and your website url is not required.