Insurance for dog groomers, trainers and daycares
Of course, every business needs insurance, but insurance for dog groomers has its own unique needs. Certainly, Dog groomers, trainers and daycares need commercial insurance. In addition, pet groomer insurance coverage is important if a dog is injured on your watch, your business could face a lawsuit. Also, dog groomer independent contractor insurance will cover your business if a customer sues or a dog bites an employee. The National Dog Groomers Association of America has some great information on pet business insurance too.
Who needs dog grooming insurance?
- Doggy daycares
- Dog training businesses
- Dog groomers
- Pet care businesses
- Mobile grooming companies
- Pet grooming business
- Pet kennels
What are the different types of insurance to consider?
- General liability
- Workers compensation
- Business owners policy
- Errors and omissions insurance
First of all, general liability insurance covers the basics such as accidental pet injury for your dog grooming businesses. Also, this is best for pet injuries, customer injuries and damage to customer property with groomer’s insurance.
Next, workers’ compensation insurance is required in every state for pet grooming businesses that have employees. Also, this will help cover medical costs if an employee is injured on the job. Additionally, this is best for employee medical expenses, misses wages and lawsuits over employee injuries.
Next, business owner’s policy insurance and general liability insurance will be under one plan for pet groomer insurance. In addition, this is the most cost-effective type of commercial insurance for pet groomers. Also, this is best for pet and or customer injuries and damaged business property. For example, commercial property insurance is important to cover all the equipment you use in your business.
Furthermore, errors and omissions insurance is also referred to as professional liability insurance. Also, it covers legal fees related to work performance such as a claim that a dog was injured during a routine nail clipping. Likewise, best for mistakes that led to pet injury, failure to deliver promised results, accusations of negligence.
Finally, you might need commercial auto insurance if you are doing mobile dog grooming. Sometimes, pet grooming business insurance will envole having several different policies.
How much does dog grooming insurance cost?
It is important to get several dog grooming insurance quotes from your broker to make sure you have the right coverage. Pet grooming insurance can be very inexpensive if purchased correctly. Also, pet grooming insurance cost is something that can be deducted from your taxes as an expense.
We know it can be stressful to run a small business. Having this grooming insurance can give you a peace of mind and it doesn’t have to come with an expensive tag. Every business is different and the cost will vary, request a quote below and we will find the best rate for your business.