Insurance Blog

Quote Now What is the average cost for NEMT insurance?  Of course, we will try answer the question for everyone but there are many factors that go into it.  The easiest answer is somewhere between $2000-$12,000 per year per vehicle.  Now, for the hard part of getting the correct pricing for your company.  Next, there...

Quote Now An employee lawsuit could have a huge financial impact on your business. Many small business owners are left vulnerable, mistakenly believing that their business liability insurance policies are inclusive of employment practices liability insurance (EPLI).  First, this is simply not the case. In fact, insurers have strengthened their exclusions regarding EPLI coverage over the...

Quote Now A certificate of insurance can be a frustrating need as a business owner. Do you need a law degree to complete certificates of insurance?  It sure feels like it for our staff sometimes.  First, they are more complicated and our insureds customers are  more demanding.  This is because of added language and increased limits...

Quote Now You may think cybersecurity insurance coverage is too costly for your small business to afford. Also, prices certainly have risen in recent years. But there is a good reason for that: cybersecurity insurance is now more expensive because of the rise in attacks and, thus, claims. Finally, that means it is more important...

Quote Now Identity theft happens to Millions of Americans that scrupulously guard their identities and personally identifiable information.  Also, they fear that their bank accounts will be compromised, identities stolen and a parade of difficulties will follow them at the hands of those who wish to steal their identities. However, they will often not exercise...

Click here Buying business insurance but where do you start? Every small business owner needs to manage risk, and obtaining insurance is one of the simplest ways to do that. However, your insurance needs will vary based on a number of factors, including your industry and assets. Factors to consider when buying small business insurance Here...

Quote Now Don’t confuse additional insured and loss payees because both can be added to your business insurance policy, but they are not the same thing, and you should understand the difference. What are additional insureds First, an additional insured is a person or a business that is exposed to liability in its business relationship...

Quote Now An insurance contract is the backbone of every established business’s operation plan, offering reassurance of financial stability should the worst-case scenario come to fruition. Understanding the elements of an insurance contract can seem daunting when it applies to a business versus a person. Below is a brief guide to the components of an...

Quote Now Starting a trucking company or do you already own one? Know that you are going to be a magnet for attorneys and people looking to capitalize on any accident you may have.  Today, I am going to try help you minimize this risk by looking at this problem from the side of a...

Quote Now Do you need box truck insurance? Do you own a box truck with an average length of 14 feet? If so, you need commercial truck insurance. Companies that drive these trucks will have to spend thousands on repairs if they were to get into an accident or have their equipment stolen. Sometimes even non...