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Insurance Blog

Cost of Contractors Insurance: A Detailed Analysis

Cost of Contractors Insurance: A Detailed Analysis

Applying for contractors insurance has become a necessity in the modern-day world. It helps you prepare for the unforeseen and compensates you for the financial liabilities in case of an accident. Yet, the question still stands: how much does it cost? The answer to that isn’t as black and white because it depends on a ...
A Comprehensive Guide to Contractors Insurance

A Comprehensive Guide to Contractors Insurance

Working as a contractor comes with its fair share of risks – especially if you’re in the construction industry. There’s a lot of room for error, and if you aren’t prepared, a single accident can cost you thousands of dollars. Fortunately, in the modern-day world, insurance can act as a backup plan by cushioning your ...
Tip for Insuring Off-Roading Vehicles

Tip for Insuring Off-Roading Vehicles

Tip for Insuring Off-Roading Vehicles Whether you have a 4-wheeler, ATV, dirt bike, dune buggy or golf cart here are some tips for insuring your off-road vehicles. Purchase separate off-road vehicle insurance coverage You will need to purchase your off-road vehicle separate coverage from your auto or homeowners insurance. Once you take our off-road vehicle ...
Insurance for Dog Groomers, Trainers and Daycares

Insurance for Dog Groomers, Trainers and Daycares

Insurance for dog groomers, trainers and daycares Every business needs insurance, but every business has its own unique needs. Dog groomers, trainers and daycares need commercial insurance. If a dog is injured on your watch, your business could face a lawsuit. This insurance will cover your business if a customer sues or a dog bites ...
Why Wedding Insurance is a Must

Why Wedding Insurance is a Must

Why Wedding Insurance is a Must Professional Insurance Strategies helps couples protect their wedding day which can be a significant financial investment. In this blog we will explain the ins and outs of wedding insurance and why you should add it to your wedding budget today. What is wedding insurance? Wedding insurance protects a couple’s ...
Ways to Save on Car Insurance

Ways to Save on Car Insurance

Any car that you own you must have insurance on it. We know you don’t want to spend a penny more than needed on a policy and you shouldn’t have to. By knowing what affects your auto insurance rates will help you figure out how to save on your car insurance and still get great ...
Tips for Saving on General Contractors Insurance for Small Businesses

Tips for Saving on General Contractors Insurance for Small Businesses

If you are insured with general contractors insurance, it is very likely that you are spending too much on your premiums. Construction projects carry a more diverse range of risks compared to other industries but there is more reason why you are over spending more than you should. The Small Business Administration says that construction ...
Ways to Save on Home Insurance in Arizona

Ways to Save on Home Insurance in Arizona

Everyone wants to save money when they can. Professional Insurance Strategies in Arizona will help find ways to save on home insurance in Arizona. The number one way you can save on home insurance is by bundling. This doesn’t only save you money but it provides you with more convenience of only working with one ...
Ins and Outs of RV Insurance

Ins and Outs of RV Insurance

Whether you’re planning a family vacation or a weekend road trip, you want to have peace of mind and that is why insurance is a must. Before considering purchasing an RV make sure you look at insurance options. Some people are surprised how expensive RV insurance is compared to a car. Adding an RV to ...
Finding the Right Arizona Insurance Agency for You

Finding the Right Arizona Insurance Agency for You

Every driver needs automobile insurance and finding the right Arizona Insurance agency for you is important. Auto insurance is one of those fixed costs that go along with the privilege of driving a car and having the right agent is important. Should an accident occur, automobile insurance helps all parties involved. In fact, drivers are ...
How can an Insurance Agent Help you?

How can an Insurance Agent Help you?

The auto insurance industry is overly complicated. It means a lot of research, analysis evaluation, and a lot of meeting and negotiating need, if you want to get the most suitable and best auto insurance for you. Today there are so many ways to get auto insurance immediately. With the Internet facility or through online ...
Liability Insurance for Construction in Arizona

Liability Insurance for Construction in Arizona

Who Should Have Liability Insurance? Anyone involved with residential or commercial building projects should protect themselves financially with adequate insurance coverage from a quality company with knowledgeable agents. Liability insurance for construction in Arizona is necessary for people working in different careers, including Architects Electricians Plumbers Forklift Drivers Carpenter Individuals who construct bridges, buildings or ...
Arizona General Contractor Required Liability Insurance

Arizona General Contractor Required Liability Insurance

All the safety measures in the world won’t negate the need for Arizona general contractor required liability insurance.  By the very nature of their work, a contractor cannot function without protection. It not only shields the company in the unfortunate event of an accident or other unforeseen circumstance, it helps employees, clients and customers feel ...
Arizona Assigned Risk Pool

Arizona Assigned Risk Pool

Providing adequate coverage to your employees for workers’ compensation may be a requirement, but it is a requirement that is unfortunately difficult for some businesses to comply with. You do have the option of purchasing your coverage through a voluntary insurance company, and this may provide you with the ability to have better control over ...
Arizona Assigned Risk Trucker Pool

Arizona Assigned Risk Trucker Pool

Employers are required to obtain certain types of coverage for their employees, and self-employed individuals may also be subject to similar requirements. If your business has any work vehicles that you or your employees use, you will be required to obtain automotive coverage with limits established by the state. In some cases, the individual driver, ...
Insurance for Contractors in Phoenix, Arizona

Insurance for Contractors in Phoenix, Arizona

Almost everyone nowadays has some type of insurance, and this is especially true for businesses. Insurance helps business owners protect themselves in the event of negative occurrences, and when it comes to independent contractors and insurance, being covered is just as important. Not only should contractors consider investing in insurance for their own protection, but ...
Arizona Workers Comp Assigned Risk Pool

Arizona Workers Comp Assigned Risk Pool

Many businesses in Arizona are required to provide workers’ compensation coverage to their employees per the law. This is coverage that may pay for medical expenses, time away from the job and more in the event of an injury accident or another similar event on the job. While most businesses will be able to provide ...
High Net Worth Insurance, Arizona

High Net Worth Insurance, Arizona

While people who have achieved a high level of income can rest assured that their basic needs (and more) are well covered, great wealth also brings with it other concerns that must be addressed. One of the concerns of the wealthy (besides concerns about the volatility of the stock market) is whether they have the ...
Municipality and County Insurance, Arizona

Municipality and County Insurance, Arizona

As society changes, municipalities and counties within the United States face new challenges each day. This is particularly true in Arizona, where many towns and cities find themselves with increasing populations and an ever-changing socioeconomic picture. Just like individuals, towns and cities in the state need to have various forms of insurance protection in the ...
Wrap Up Insurance, Arizona, Nevada and New Mexico

Wrap Up Insurance, Arizona, Nevada and New Mexico

Wrap Up and owner-controlled insurance policies are provided by an insurance company through an owner or developer. That policy covers the contractors working on a construction site under one policy. The Benefits of Having Contractors Under One Policy Many contractors working on buildings like townhouses, subdivisions and multi-family residences don’t have their own insurance coverage. ...
Cost of Contractors Liability Insurance Phoenix Az

Cost of Contractors Liability Insurance Phoenix Az

The cost of contractor’s liability insurance Phoenix AZ will be determined by a range of factors, but it is critical for every company and project to have proper and quality protection. Having such not only safeguards you financially, but it also earns your business top quality talent and clients that appreciate the safety and comfortliability ...
Assisted Living Center Insurance, Arizona, New Mexico, Nevada, Texas, CA

Assisted Living Center Insurance, Arizona, New Mexico, Nevada, Texas, CA

Running an assisted living facility. One of the many challenges that comes along with running an assisted living facility is making sure that you have the proper insurance. There are several types of insurance that you will need to get. Insurance for Assisted Living Centers General Liability Insurance This is one of the most important ...

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